Terms and Conditions

By clicking the “I agree to terms and services box”, completing your payment on the checkout

page, clicking the “Pay” button displayed online in our Payment Portal as a part of your ordering

process, or signing any document that refers to this “General Terms” Agreement, you agree to

these terms and conditions (the “Agreement”) governing the Services we provide you. Even if

you do not use our Portal, our non-electronic process is similar, and by using our Services, you

are agreeing to these terms and conditions. Please read them carefully.

In addition to these “General Terms“, we have specific Services Agreements that describe the

terms or product/service requirements that will apply. Those additional terms (“Service Terms“)

will be available when you request a Service. Additional terms may be stated on our website, or

online in our Client Portal, or in other documents using names such as “Agreement,” “Statement

of Work (SOW),” “Invoice,” or “Receipt,” all of which are herein referred to as “Agreement(s).”

Typically, the additional documents will specify details such as the price, the specific Service,

and the time you have agreed to use the Service. These additional terms and details become

part of your Agreement with us when you use the particular Service.

We refer to our General Terms of Services as our “General Terms” or “Agreement” when we are

referring not only to our General Terms of Services but also to “Service Terms,” Agreements,

Invoices, Orders, Receipts, and Policies found in documents relating to Services that we provide

to you. We may add to, delete from, or modify any of these terms at any time without liability.

Changes to the General Terms will not apply retroactively and will become effective 7 days after

posting; however, changes to functionality or those made for legal reasons will be effective

immediately.

1. Overview

The terms “you” and “your” refer to the person that agrees to a Service. The term “Order” or

“Invoice” refers to a specific product(s) or service(s) that you have requested we provide. You

will have agreed to this through any means, including an authorized representative who

completes an order on your behalf as you instruct either over the telephone, in person, via

email, or through a request via the website. All Sections within our General Terms apply to all

services you order. To the extent there is a conflict among or between any of those documents,

they will govern in the following order of precedence: (a) the Invoice/Receipt, (b) the specific

Agreement, © these General Terms, and (d) the Policies.

2. Authorization

Any individual that places an order on behalf of another person or business represents and

warrants that (a) he or she is a duly authorized agent of that other person or business and has

the authority to enter into this Agreement and to place that order on behalf of that other person

or business, and (b) this Agreement is binding and enforceable against that other person or

business. IF YOU DO NOT HAVE SUCH AUTHORITY, OR IF YOU DO NOT AGREE WITH

THESE TERMS AND CONDITIONS, YOU MUST NOT CLICK ON THE “I AGREE” BUTTON,

AND YOU MUST NOT AGREE TO ANY INVOICE OR CONFIRMATION.

3. Services

Subject to your compliance with this Agreement, (a) you may occasionally purchase one or more

Services from us, and (b) we will provide those Services to you in accordance with this

Agreement. THE SERVICES ARE INTENDED SOLELY FOR BUSINESS AND COMMERCIAL

USE AND NOT FOR FAMILY, HOUSEHOLD, OR CONSUMER USES. Specific to 0%

Business Credit Card Funding: We provide strategy, consulting, and application roadmaps to

assist you in obtaining 0% introductory APR business credit cards. We do not provide credit

repair services. If you are disqualified due to credit requirements, we may provide automated

suggestions, but we do not execute credit repair on your behalf.

4. Charges, Fees, and Payments

Unless expressly provided otherwise in your Invoice, in an Agreement, or as required by law, all

fees are fully earned upon payment.

Strategy Assessment Fee: A $500 upfront Strategy Assessment fee is required. This fee is

non-refundable but will be credited against the final success fee invoice.

Success Fee: A 5% success fee is charged on the total credit approved. This fee is invoiced

automatically via Stripe upon each approval round.

Guarantee: If we do not get you approved for at least 50, 000inf unding, the5

500 Strategy

Assessment fee remains non-refundable as it covers the delivery of the Custom 0% Funding

Blueprint.

All payments must be made in advance (for assessments) or upon invoice (for success fees).

You agree to pay all sales, use, value-added, and other taxes related to your purchase and/or

use of the Services.

5. Billing and Payment Authorization

When you provide or send your credit card or other payment information to us, that act

constitutes your express authorization and instruction to charge that credit card or accept

another payment source for all fees and other amounts due under this Agreement. You are

solely responsible for the payment information you provide. If you fail to pay or chargeback any

amount when due, we may cease providing Services, engage a collection agency, and/or

enforce legal remedies. In such cases, the prevailing party will be entitled to recover its

reasonable attorney fees. All payments must be in US Dollars.

6. Term and Renewal

We provide, and you purchase, the Service for the term specified in your Invoice or Agreement.

Due to the nature of funding services, the engagement continues until the targeted funding

rounds are completed or the Agreement is otherwise terminated by either party.

7. Intellectual Property

You own the intellectual property rights and all goodwill associated with your trademarks,

copyrighted works, and confidential information you deliver to us. We own the intellectual

property rights associated with our proprietary strategies, the Custom 0% Funding Blueprint, our

trademarks, and copyrighted work. To the extent we deliver any Intellectual Property to you in

connection with the Services, we grant you a limited, nonexclusive license to use those

materials in the course and scope of your business. You may not sell, resell, license, distribute,

or commercially exploit our strategies or Blueprints to any other person.

8. Disclaimers and Limitations

ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOUR USE OF

THE SERVICES IS SOLELY AT YOUR OWN RISK. WE EXPRESSLY DISCLAIM ALL

WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED

WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE

DO NOT GUARANTEE SPECIFIC CREDIT LIMIT APPROVALS EXCEPT AS OUTLINED IN

OUR FEE WAIVER GUARANTEE.

9. Termination

If you breach any part of this Agreement, we may immediately and without notice suspend or

terminate Services. You may terminate this Agreement if we breach any obligations and fail to

cure that breach within 30 days after receiving written notice. In the event of termination, you will

not receive a refund of any amounts paid (including the Strategy Assessment fee), and you

remain liable for any success fees earned on credit approved prior to termination.

10. Representations and Warranties

You represent, warrant, and agree that: (a) you have the power and authority to enter into and

perform your obligations under the Agreement, (b) you are of legal age, © your use of the

Services will not violate any law or contract, and (d) all information provided regarding your

business and credit profile is accurate and truthful.

11. Notices and Communications

Notices to us must be in writing and delivered via certified mail to: 17101 NE 82nd St, Vancouver

WA 98682. We may deliver notices to you via the email or mailing address provided. SMS (Text)

Messaging: By submitting your information, you consent to receive periodic text message

updates and prerecorded messages using automated technology at the provided wireless

number. You may opt-out at any time by replying STOP. Message and data rates may apply.

12. Governing Law

This Agreement and any disputes will be governed in all respects by the laws of the State of

Washington and the federal laws of the United States. You agree to submit to the jurisdiction of

the state and federal courts located in Washington. BOTH PARTIES WAIVE ANY RIGHT TO A

JURY TRIAL WITH RESPECT TO ANY ACTION BROUGHT IN CONNECTION WITH THIS

AGREEMENT.

13. Miscellaneous

We act as an independent contractor. This Agreement will be binding upon permitted successors

or assignees. If any provision is found unenforceable, it will not impair the enforceability of any

other clause. This Agreement constitutes the entire agreement between the parties regarding

the subject matter herein.