Prviacy Policy

Introduction

Welcome to our 0% Business Credit Card Funding Services (“Company”, “We”, “Us”, or “Our”).

This Privacy Policy explains our practices regarding the collection, use, disclosure, and

protection of information that we process when you use our services, including our funding

strategy consulting, Custom 0% Funding Blueprint delivery, and related offerings (collectively,

the “Services”). By accessing or using our Services, you signify your acceptance of this Privacy

Policy and consent to the practices described herein. If you do not agree with the terms of this

Privacy Policy, please do not access or use our Services.

We maintain strict privacy policies, ensuring that personal information and mobile information of

our clients is not sold, shared, rented, released, or traded to third parties for marketing or

promotional purposes.

SMS Opt-Out: If you are receiving text messages from us and wish to stop, simply reply “STOP”

to the number from which you received the message. Once we receive your message, you will

no longer receive further text messages from us.

1. Information Collection and Use

1.1 Personal Information. We collect personal information that you voluntarily provide when

you engage our Services, complete our intake form, submit payment, contact our support team,

or participate in our funding strategy process. Personally identifiable information may include,

but is not limited to:

Name, email address, phone number, date of birth, and mailing address

Business name, business structure, and years in operation

Payment information and billing details

Credit profile information (credit score range, utilization, derogatory marks)

Funding goals and intended use of funds

Communication and support request history

1.2 Automatically Collected Information. We automatically collect certain technical

information when you interact with our Services, including IP address, browser type and version,

device information, usage patterns, and cookies. This information is used to maintain the

security and operation of our Services and to improve user experience.

1.3 Cookies and Tracking Technologies. We utilize cookies and similar tracking technologies

to enhance user experience, analyze usage patterns, and facilitate the delivery of our Services.

You may control cookie settings through your browser preferences, though disabling certain

cookies may impact the functionality of our Services.

1.4 Information from Third Parties. We may receive information about you from third parties

such as payment processors, analytics services, and business verification providers. Such

information is used to complement the data you provide, enhance security, and ensure

compliance with applicable legal obligations.

2. Use and Processing of Information

2.1 Provision of Services. We process collected information to operate and maintain our

Services, process transactions, manage client accounts, deliver the Custom 0% Funding

Blueprint, facilitate the business credit card application process, and provide client support.

2.2 Communications. We process your information to send service updates, technical

notifications, respond to inquiries, deliver marketing communications (where consent is

provided), and send funding-related alerts and updates.

2.3 Service Improvement. We analyze usage patterns and conduct testing to improve our

Services and client experience.

2.4 Security and Compliance. We process information to prevent fraud and abuse, maintain

the security of our Services, comply with legal obligations, and verify identity as required by

applicable laws and regulations.

2.5 Credit Information. Any credit-related information you provide (such as credit score range

or utilization) is used solely to assess your eligibility for our funding services. We do not perform

hard credit pulls. Any soft pull conducted is for qualification purposes only and will not harm your

credit in any way.

3. Information Sharing and Disclosure

3.1 Service Providers. We may share your information with trusted third-party service providers

who assist in the operation of our Services, including payment processors (Stripe), CRM

platforms (GoHighLevel), database services (Airtable), and automation services (Make.com).

Service providers are contractually obligated to protect your information and may only use it for

the purposes specified by us.

3.2 Legal Compliance. We may disclose your information when required by law, regulation,

legal process, or enforceable governmental request. We may also share information when

necessary to protect our rights, investigate fraud, or ensure the safety of our clients.

3.3 Business Transfers. In the event of a merger, acquisition, or similar corporate transaction,

your information may be transferred as part of the business assets. We will provide notice before

your information becomes subject to a different privacy policy.

3.4 Aggregated Data. We may share aggregated or de-identified information that cannot

reasonably be used to identify you with third parties for research or analytics purposes.

4. Data Security and Retention

4.1 Security Measures. We implement appropriate technical and organizational measures to

protect your information from unauthorized access, alteration, disclosure, or destruction. These

measures include encryption of sensitive data in transit and at rest, SSL technology, access

controls, and regular security assessments. No method of transmission over the Internet is

100% secure, and we cannot guarantee absolute security.

4.2 Data Retention. We retain your personal information for as long as necessary to fulfill the

purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and

enforce our agreements. When personal information is no longer needed, we will securely

delete or anonymize it.

5. Your Privacy Rights

5.1 Access and Correction. You have the right to access, update, and correct your personal

information held by us. Contact us using the information in Section 7 for assistance.

5.2 Data Portability. You may request a copy of your personal information in a structured,

machine-readable format. We will provide this free of charge within a reasonable timeframe.

5.3 Objection and Restriction. You have the right to object to or restrict the processing of your

personal information in certain circumstances. We will evaluate your request and respond in

accordance with applicable data protection laws.

5.4 Deletion. You may request the deletion of your personal information when it is no longer

necessary for the purposes for which it was collected. We will delete your information unless

retention is required for legal compliance or dispute resolution.

5.5 Consent Withdrawal. Where processing is based on consent, you have the right to

withdraw that consent at any time without affecting the lawfulness of prior processing.

6. Marketing Communications

6.1 Promotional Emails. We may send you promotional emails about our Services and special

offers if you have consented to receive such communications. You can opt-out at any time by

clicking the “Unsubscribe” link in any email or by contacting us directly. Opting out does not

affect service-related communications.

6.2 Targeted Advertising. We may engage in targeted advertising to deliver personalized

content based on your interests. You can opt-out by adjusting your browser settings or using ad-

blocking tools.

7. Policy Updates

We reserve the right to update or modify this Privacy Policy at any time. We will notify you of

material changes by posting the revised policy on our website. Your continued use of our

Services after the effective date constitutes acceptance of the revised policy.

8. Contact Information

For any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

[email protected]

We will make every effort to respond to your inquiries in a timely and transparent manner.

SMS Terms and Conditions

1. By opting in, you may receive SMS messages regarding appointment reminders, funding

status updates, customer service, and special promotions.

2. You can cancel the SMS service at any time by texting “STOP” to the number provided.

Upon sending “STOP,” we will confirm your unsubscribe status via SMS. To rejoin, sign up

as you did initially.

3. If you experience issues with the messaging program, reply with the keyword HELP for more

assistance or reach out to us directly via our contact information above.

4. Carriers are not liable for delayed or undelivered messages.

5. Message and data rates may apply. Message frequency varies. For questions about your

text plan or data plan, contact your wireless provider.

6. For privacy-related inquiries, please refer to this Privacy Policy.